Specialty Programs

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Stephanie Basile

Underwriter

sbasile@EasternUnderwriting.com
(865) 444-2253

Sherma Regan

Underwriter

Sherma@EasternUnderwriting.com
(865) 312-9484

General Contractors — General Liability

  • Multiple Markets Available
  • Low Minimum Premiums
  • New Ventures Eligible
  • Target Classes Include:
    • Paper Contractors Subcontracting 100%
    • Commercial General Contractors
    • Demolition Contractors
    • Remodeling General Contractors
    • Residential General Contractors
    • Swimming Pool Contractors
Artisan Contractors — General Liability

Masonry

  • Multiple Markets Available
  • Minimum Premiums Staring at $485
  • New Ventures Eligible
  • Target Classes Include
    • Carpentry
    • Concrete
    • Drywall
    • Electrical work
    • Excavation
    • Fence Erection
    • HVAC
    • Insulation Work
    • Janitorial
    • Landscaping
    • Masonry
    • Painting
    • Plastering or Stucco
    • Plumbing
    • Roofing
    • Sandblasting
    • Sheet Metal Work
    • Sign Erection
    • Tree Trimming

DRYWALL Painter

Inland Marine

Equipment

  • Installation Floater
  • Contractor’s Equipment & Tools
  • Builder’s Risk
  • Low Minimum Premiums
  • New Ventures Eligible
  • Target Classes Include:
    • Electrical Installation
    • Interior Carpentry
    • Siding Installation
    • Drywall Installation
    • Sheet Metal Work
    • Commercial & Residential Janitorial
    • Masonry
    • Tile, Stone, Marble & Mosaic Work
    • Landscape Gardening
    • Plumbing
    • Floor Covering Installation
    • Interior Decorators
    • Swimming Pool Installation
    • Tree Trimming
Vacant Buildings

Vacant Buildings

  • Targeting
    • Commercial and residential properties
    • Condo units
    • Rental space
  • Ability to consider Special Form and Replacement Cost coverage
  • No length of vacancy restriction
  • Ability to consider locations undergoing renovation
  • Property Values in total up to $5 million
Vacant Land

Vacant Land

  • Targeting vacant land exposures with up to 1,000 acres per location.
  • No Length of Vacancy Restrictions
  • Exposures with Lakes/Ponds on Premises Accepted
  • General Liability Limits up to $1 Million/$3 Million
  • Restricted Exposures: Structures on Premises and Construction or Other Activities Take Place on Premises
1-4 Family Rental Dwellings

Home

  • Business owners’ package or monoline general liability coverage for owned and single or multi-family rental dwellings.
  • Single Locations or Schedules Accepted
  • Special Cause of Loss & Replacement Cost Coverage Available
  • Up to $1M TIV
  • Limits up to $1M/$3M GL
  • $485 Minimum Premium
  • Targeted Risks Include:
    • Single Family Dwellings
    • Multi-family Dwellings with 4 Units or Less
    • Single Residential Condo Units that are Owner Occupied

Home

Lessor's Risk

For Lease

  • Up to 10,000 Gross Floor Area
  • Up to 2 Stories
  • Up to $5 Million in Total Property Values
  • Business Income Coverage Offered on Actual Loss Sustained Basis
  • Up to $1 Million/$2 Million in General Liability Limits
  • $5 Million Umbrella Coverage Available at a $500 per Million Dollar Layer
  • Targeted Risks Include:
    • Retail
    • Service
    • Contractors
    • Office
    • Apartment
    • Other Low Hazard Tenants
Professional Liability

Professional

  • Errors & Omissions
  • Directors & Officers
  • Cyber Liability Package
  • Management Liability
  • EPLI
Liquor Liability

Bartender

  • No cap on alcohol sales
  • Assault & battery incl. or avail. as a buyback
  • Defense cost outside the limit
  • Risks with security and major entertainment acceptable
  • Liquor License Holder included as Additional Insured automatically
  • Coverage available for licensed and unlicensed exposures
  • Limits up to $1M/$2M with no sublimit ($100K/$300K sublimit on adult clubs)
  • Targeted Classes Include:
    • Restaurants
    • Liquor Stores
    • Adult/Gentleman’s Clubs
    • Nightclubs
    • Private Clubs
    • Caterers/Bartending Service
    • Bars
    • Banquet Halls
    • Wholesale Distributors

Contact Us

Eastern Underwriting Managers
300 North Forest Park Blvd.
Suite 103
Knoxville, TN 37919

marketing@easternunderwriting.com

Local: (865) 347-2220
Toll Free: (877) 327-3061
Fax: (865) 312-9610