Specialty Programs
Click on a program below to learn more. Please send submissions to newbusiness@easternunderwriting.com
Larissa Wheeler
Workman’s Comp & Hospitality
LWheeler@EasternUnderwriting.com
(865) 347-2220 Ext 109
(865) 347-2220 Ext 109
General Contractors — General Liability
- Multiple Markets Available
- Low Minimum Premiums
- New Ventures Eligible
- Target Classes Include:
- Paper Contractors Subcontracting 100%
- Commercial General Contractors
- Demolition Contractors
- Remodeling General Contractors
- Residential General Contractors
- Swimming Pool Contractors
Artisan Contractors — General Liability
- Multiple Markets Available
- Minimum Premiums Staring at $485
- New Ventures Eligible
- Target Classes Include
- Carpentry
- Concrete
- Drywall
- Electrical work
- Excavation
- Fence Erection
- HVAC
- Insulation Work
- Janitorial
- Landscaping
- Masonry
- Painting
- Plastering or Stucco
- Plumbing
- Roofing
- Sandblasting
- Sheet Metal Work
- Sign Erection
- Tree Trimming
Inland Marine
- Installation Floater
- Contractor’s Equipment & Tools
- Builder’s Risk
- Low Minimum Premiums
- New Ventures Eligible
- Target Classes Include:
- Electrical Installation
- Interior Carpentry
- Siding Installation
- Drywall Installation
- Sheet Metal Work
- Commercial & Residential Janitorial
- Masonry
- Tile, Stone, Marble & Mosaic Work
- Landscape Gardening
- Plumbing
- Floor Covering Installation
- Interior Decorators
- Swimming Pool Installation
- Tree Trimming
Vacant Buildings
- Targeting
- Commercial and residential properties
- Condo units
- Rental space
- Ability to consider Special Form and Replacement Cost coverage
- No length of vacancy restriction
- Ability to consider locations undergoing renovation
- Property Values in total up to $5 million
Vacant Land
- Targeting vacant land exposures with up to 1,000 acres per location.
- No Length of Vacancy Restrictions
- Exposures with Lakes/Ponds on Premises Accepted
- General Liability Limits up to $1 Million/$3 Million
- Restricted Exposures: Structures on Premises and Construction or Other Activities Take Place on Premises
1-4 Family Rental Dwellings
- Business owners’ package or monoline general liability coverage for owned and single or multi-family rental dwellings.
- Single Locations or Schedules Accepted
- Special Cause of Loss & Replacement Cost Coverage Available
- Up to $1M TIV
- Limits up to $1M/$3M GL
- $485 Minimum Premium
- Targeted Risks Include:
- Single Family Dwellings
- Multi-family Dwellings with 4 Units or Less
- Single Residential Condo Units that are Owner Occupied
Lessor's Risk
- Up to 10,000 Gross Floor Area
- Up to 2 Stories
- Up to $5 Million in Total Property Values
- Business Income Coverage Offered on Actual Loss Sustained Basis
- Up to $1 Million/$2 Million in General Liability Limits
- $5 Million Umbrella Coverage Available at a $500 per Million Dollar Layer
- Targeted Risks Include:
- Retail
- Service
- Contractors
- Office
- Apartment
- Other Low Hazard Tenants
Professional Liability
- Errors & Omissions
- Directors & Officers
- Cyber Liability Package
- Management Liability
- EPLI
Liquor Liability
- No cap on alcohol sales
- Assault & battery incl. or avail. as a buyback
- Defense cost outside the limit
- Risks with security and major entertainment acceptable
- Liquor License Holder included as Additional Insured automatically
- Coverage available for licensed and unlicensed exposures
- Limits up to $1M/$2M with no sublimit ($100K/$300K sublimit on adult clubs)
- Targeted Classes Include:
- Restaurants
- Liquor Stores
- Adult/Gentleman’s Clubs
- Nightclubs
- Private Clubs
- Caterers/Bartending Service
- Bars
- Banquet Halls
- Wholesale Distributors
Contact Us
Eastern Underwriting Managers
300 North Forest Park Blvd.
Suite 103
Knoxville, TN 37919
marketing@easternunderwriting.com
Local: (865) 347-2220
Toll Free: (877) 327-3061
Fax: (865) 312-9610